Gas Credit Cards



The Gas Credit Cards section is organized the following way. We firstly explain the different types of credit cards that can be used to earn rebates from gasoline purchases. We then highlight a few recommended gas credit cards, followed by a directory listing of gas credit cards.

Types of Gas Credit Cards

There are three types of credit cards available for those who want to get one to get rebates from gasoline purchases.

"Station Specific" Credit Cards - These are credit cards where you get rebates for gasoline purchases (or in some cases any purchases) at a particular gas station. You would normally get rebates anywhere from 3% to 5% for gasoline purchases and 1% rebate for "other purchases". For these cards, rebates are usually valid for 6 months to 1 year and are normally automatically credited towards your next months purchase at the station.

"Any Gas Station" Cards - These credit cards pay a higher rebate when you make gasoline purchases at ANY gasoline stations. There are particularly suited to those who use a few gas stations. The Discover Platinum Gas Card and the Chase PerfectCardTM chase perfect card are examples of such cards.

"Everyday Purchase" Cash Rebate Credit Cards - There are a few cash rebate credit cards that pay 5% rebate when you make purchases at standalone supermarkets, gasoline stations and drugstores. The Citi® Dividend Platinum Select® Card citi dividend card is the best example. The implications of the presense of such cash back credit cards is that if your specific gas station credit card does not pay a 5% rebate, you are probably better off with an "everyday purchase" cash rebate card.

Editor's Choice : Best Gas Credit Cards


All our recommended gas credit cards on our Editor's Choice List pay 5% rebates on gasoline purchases.

hess visa
The Hess Platinum Visa® pays 5% rebates on all purchases at all HESS, HESS EXPRESS, and WILCO HESS locations. You earn 10% rebate for the first 90 days. You can earn unlimited rebates. We recommend the Hess Platinum Visa® to those who frequently buy gasoline from HESS stations.

chase marathon
We recommend the Marathon® Platinum Mastercard® from Chase to those who use Marathon gas stations frequently. You earn 5% rebates on all Marathon purchases (not just gas). For the first 60 days, you earn 10% rebates. There is no annual fee and you get a 6 month 0% apr for balance transfers.

shell mastercard
The Shell MasterCard from Citi is another gas credit card that allows the carholder to earn 5% rebates at Shell gas stations. There is no annual fee for the first year. Thereafter, there is a $20 annual fee unless you use the card nine times the prior year (which should never be a problem if you are a regular Shell user).

citi dividend card
Though the Citi® Dividend Platinum Select® Card citi dividend card is in our Editor's Choice List as a cash rebate credit card, we want to point out that it pays a 5% rebate for purchases at standalone supermarkets, gas stations and drugstores. Hence, if your favourite gas station has a card that pays less than 5%, then this would probably make a better card.

chase cash plus rewards
The Chase Cash Plus® Rewards Cardhas a cash rebate formula that is essentially identical to the Citi Dividend Platinum Select Card. You earn 5% cash rebates on purchases at grocers, gas stations and drugstores and 1% on everything else. Like the Citi Dividend card, you can earn up to $300 in annual rebates. You also get a 0% introductory apr for 12 months. For those who use several gas stations, this is another credit card to consider.




Directory of Gas Credit Cards


Shell Mastercard
Annual Fees $20.00 - waived if 9 or more Shell gasoline purchases were made in prior year
Signing Bonus No annual fee for first year
Rebate Percentages Earn 5% rebate on any Shell gasoline purchases (excluding diesel and aviation fuel) at Shell locations
Earn 5% rebate on total daily purchases up to $100.00 at Jiffy Lube
Earn 1% rebate on all other purchases
shell mastercard
Review
Apply Online


Discover Platinum Gas Card
Annual Fees No annual fee
Rebate Formula Tiered Rebate Formula based on annual expenditure
For first $1,200 in spending, earn 5% rebate on gasoline purchases and 1% on other purchases
For next $1,200 in spending, earn 3% for gasoline purchases and 0.50% for other purchases
For spending exceeding $3,000, earn 1% on gasoline purchases and 0.25% on other purchases
Earn 0.25% rebate for purchases on select warehouse and discount stores
Rebate Expiry No rebate expiry
Caps on Rebates Earn up to $500 on rebates from gasoline purchases
Earn unlimited rebates from non-gasoline purchases
discover gas card
Review
Apply Online

Chase PerfectCard
Annual Fees No annual fee
Signing Bonus Earn 6% rebate on all gasoline purchases for first 90 days
Rebate Percentages Earn 3% rebate on ALL gasoline purchases after 90 day introductory period
Earn 1% rebate on all other purchases
Caps on Rebates The maximum rebate you can earn for gas purchases on a monthly statement is $15. To achieve the maximum in rebates on gas purchases, spend up to $500 monthly at any gas station.
chase perfectcard
Full Review
Apply Online chase perfectcard

Chase Marathon® Platinum MasterCard®
Annual Fees No annual fee
Signing Bonus Earn 10% rebate on any Marathon purchases for first 60 days
Rebate Formula Earn 5% rebate on any Marathon purchases after 60 day introductory period
Earn 1% rebate on all other purchases
chase marathon
Full Review
Apply Online gas credit cards

HESS® Visa® Platinum Card from Chase
Annual Fees No annual fee
Signing Bonus Earn 10% rebate on HESS gas, merchandise and food purchases for first 90 days
Rebate Percentages Earn up to 5% rebate on HESS gas, merchandise and food puchases
Earn 1% rebate from other purchases
Caps on Rebates Earn unlimited rebates
hess visa
Review
Apply Online hess visa

Speedway SuperAmerica Platinum MasterCard®
Annual Fees No annual fee
Signing Bonus Earn an 8% rebate on all gas and merchandise purchased at Speedway, SuperAmerica, and Rich Oil locations for the first 60 days!
Rebate Percentages Earn a 4% rebate on any Speedway, SuperAmerica, or Rich Oil purchase after that.
Earn 1% rebates on "other purchase".
speedway superamerica card
Full Review
Apply Online gas credit cards

ExxonMobil Platinum Mastercard
Annual Fees No annual fee
Rebate Percentages Earn 3% rebate on any ExxonMobil Purchases
Earn 1% rebate on all other purchases
Rebate Expiry 6 billing cycles
Caps on Rebates Earn unlimited rebates
exxon mobil card
Full Review


Phillips 66-Conoco-76 Mastercard
Rebate Percentages Earn 3% rebate on any Phillips 66, Conoco76 purchases
Earn 1% rebate on all other purchases
Rebate Expiry 6 months if account is inactive
Caps on Rebates Earn unlimited Rebates
Annual Fees No annual fee
phillips 66 card
Review





 RSS
RSS Feed For This News



 

Credit Card Reviews and Tips News Home | Archives | Articles | Links | About